(303) 482-2361
Need Mobile Home Financing?
We've got you covered!
Great Rates & Terms
Golden Lenders is an experienced manufactured home lender in Florida. From single-section to multi-section or modular homes, we have competitive fixed rates and flexible terms to help you finance the manufactured home that’s right for you.
Based on your overall credit quality, age of home, collateral type, amount to finance and other key factors you will be offered some of the most competitive terms in the business. Call us anytime to speak directly to one of our loan specialists. The pros at Golden Lenders will help you find the program that is right for your lifestyle and your budget.
Whether purchasing a new or used manufactured home for the first time or refinancing one you already own, our team will work directly with you to find the best financing options available. There are never penalties for early repayment.
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Company NMLS 2106/60DBO98881/MBR2785/RM.804768.000
Our Manufactured and Mobile Home Loan Programs Include:
Fixed rates
No pre-payment penalties
No land required
CO-OP and Lease/land options
Financing for homes located within a Park or Community
Financing for new and used manufactured homes
Permanent or nonpermanent foundations
Available for Primary, Secondary, Investment, and "Buy-For" (purchase for someone else)
Closing costs and most third-party fees may be financed
FSBO (For Sale By Owner)
Credit scores as low as 500
No age restrictions
24-48 hour pre-approvals
One-time construction to permanent financing close
Available for single wide or multi-wide homes
Cash-out refinances
About Us
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer, we’re here to ensure everything goes as smoothly as possible.
David J. Robbins
Principal
Individual License MLO100017931/LO55861/MLO-OH.6176/ NMLS 6176
Company NMLS 2106/MBR2785/RM.804768.000
(303) 482-2361
About Us
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer, we’re here to ensure everything goes as smoothly as possible.
David J. Robbins
Principal
(303) 482-2361
Individual License MLO100017931/LO55861/MLO-OH.6176/ NMLS 6176
Company NMLS 2106/MBR2785/RM.804768.000
WHAT OUR CLIENTS SAY
"There was literally zero stress because DJ and his team made the process so easy. The communication was clear and responses immediate. Hands down the most streamlined loan process I've ever had. Thanks DJ and team!"
Shari W.
Frequently Asked Questions
Do you offer manufactured home only and land & home financing in my area?
We offer financing in four states: Colorado (CO), Florida (FL), Ohio (OH), and Texas (TX).
What is the minimum home loan amount you provide?
$25,000
What is required for a manufactured home loan down payment?
As low as 0% are available for well qualified buyers. Typical down payment requirements range from 5% to 35% and are based on overall credit profile of the buyer, collateral type (home type, home placement, etc.), and occupancy type (i.e. primary residence, secondary home, etc.). Investment properties and “Buy-For” transactions require a minimum of 20% down payment. Home loan down payments may be made in cash, trade, or land equity.
What are your maximum loan terms for manufactured home only and land & home loans?
We offer terms up to 30 years on new and used Land Home loan products. Additionally, we offer terms up to 25 years on new and used Home Only loan products. Investment properties are limited to 10 year terms.
Do you have a minimum credit score requirement?
We do not have a minimum credit score for most manufactured home only and land & home loans.
Do you have restrictions on age of home?
We have no restrictions for the age of the home.
Do you offer refinance loans?
Yes. Cash out options are available, but require a minimum credit score of 600. Cash out is not available in TX
Do you require Private Mortgage Insurance (PMI)?
No. We do not require PMI on any home this will save you thousands of dollars over the life of your mortgage loan.
Do you offer financing for manufactured or mobile homes that need to be moved?
Yes
Meeting the above guidelines does not guarantee approval.
State restrictions may apply.
* Rates and Credit Guidelines are subject to change without notice.
GET STARTED!
Fill out the form below, and we'll contact you to begin the process.
407-871-6830
(303) 482-2361
Company NMLS 2106/60DBO98881/MBR2785/RM.804768.000